But wealth is a transfer of time, not intelligence.
Look at your bank account right now. Whatever number is there, that is your "Zero." Start from there. 0 To Millionaire
Automate or die. Open a brokerage account. Every single paycheck, take 20% and put it into a low-cost S&P 500 index fund (like VOO or SPY). Do not look at the balance. But wealth is a transfer of time, not intelligence
I started at negative $45,000 (student loans, a used Honda Civic, and a studio apartment with a roommate). Seven years later, I hit a $1.2M net worth. 000 (student loans