Commercial General Insurance Mock Paper Singapore Apr 2026

List the four main components of a Work Injury Compensation (WICA) insurance policy in Singapore. For each, state the statutory cap (use reasonable current limits, e.g., medical expense cap up to S$45,000).

Explain the difference between “Indemnity to Principal” clause and “Cross Liability” clause in a Commercial General Liability policy. Provide a Singapore construction site scenario where each applies. Commercial General Insurance Mock Paper Singapore

Discuss whether the CGL policy will respond to the neighbour’s wall damage (S$200k) and any third-party bodily injury if a neighbour worker suffered burns. Refer to the “known hazard” exclusion. List the four main components of a Work

This paper is structured for a professional qualification exam (e.g., CGI, PGI, or Diploma in General Insurance) or a mid-level underwriter/broker assessment. Provide a Singapore construction site scenario where each

A food importer in Singapore has a Marine Cargo policy under Institute Cargo Clauses (B) and a separate Storage Floater for the warehouse. A container of frozen prawns arrives at Pasir Panjang Terminal, is trucked to the warehouse, and upon opening 24 hours later, is found to have thawed and spoiled. The refrigeration unit was not plugged in during the 2-hour truck journey. Does the Marine Cargo policy respond? Justify using ICC (B) exclusions.