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| Request | Correct Form | |---------|---------------| | Loan against policy | Form 5079 | | Surrender of policy | Form 5074 | | Change of date of birth | Form 3801 | | Assignment of policy | Form 3810 | | Claim intimation (death/maturity) | Form 3783 (Claimant’s Statement) |
Abstract The Life Insurance Corporation (LIC) of India, a cornerstone of the country’s financial security system, relies on a structured set of forms for various administrative processes. Among these, LIC Form 3855 plays a critical yet often misunderstood role in post-policy servicing. This paper provides a detailed examination of Form 3855—its purpose, its relevance to policyholders, the correct procedure for downloading it from official and verified sources, and the step-by-step process for its submission. The paper also addresses common errors, security concerns, and alternatives to physical form submission. 1. Introduction In the digital era, while many LIC services have moved online, certain operational requests still require standardized documentation. Policyholders frequently search for “LIC Form 3855 download” when they need to modify policy details, correct errors, or request specific services. However, confusion persists because Form 3855 is not a single-purpose document; it is a master form used for multiple types of alteration requests. Understanding its correct application is essential to avoid rejection and delays. 2. What is LIC Form 3855? LIC Form 3855 is officially titled the “Proposal for Alteration” or “Request for Change in Policy Record.” It is a standardized document used by existing policyholders to request changes to their life insurance policy after issuance. lic form 3855 download
Additionally, LIC does not charge a fee to download Form 3855. Any website demanding payment for the form is fraudulent. For certain changes, other forms are more appropriate: | Request | Correct Form | |---------|---------------| |